Monthly ArchiveJune 2019

car insurance ct

Types of Car Insurance Coverage

If you’ve purchased a new car, then you already know that auto insurance is a must-have. What you may not know, however, is what types of insurance are available to you. When shopping for car insurance CT drivers trust, here are some of your options.

Liability Coverage

Liability coverage helps pay the costs related to injuries if you are responsible for an accident. Likewise, it can pay for the property damage involved. These are split into two categories:

Bodily injury liability

Property damage liability

In Connecticut and many states, liability coverage is a requirement.

Uninsured Motorist Coverage

What happens if you’re in an accident and the other driver does not have insurance? They may not be able to cover your resulting medical bills! Uninsured motorist coverage helps fill in the gaps.

Collision Coverage

Collision coverage helps pay to repair or replace your car. This coverage is valid for accidents with other vehicles and accidents involving objects. While this is normally an optional coverage, you may not have a choice if you lease a vehicle.

Investing in car insurance CT drivers use is a lot easier when you know the types of coverages available and what these coverages protect. With all of the different policies, it’s crucial to have something customizable to your situation.

rooney associates

Insurance You Can Rely On

Acquiring insurance of any type can be a stressful experience. With complicated contracts and dozens of policies to consider, it is no wonder why many American don’t have the right coverage. Thankfully, Rooney is here to save you from subpar protection and expensive rates. Decades of industry history and talented staff make this independent agency the right choice for both individuals and businesses. Here are a few reasons you should start working with Rooney associates today.

1. Personalized Care

In many agencies, you don’t actually come in contact with an employee until it’s time to make a claim. Not at Rooney. Rooney associates handle each case personally and take the time to assess the needs of each and every client. Agents know your case is different from the rest. This approach allows employees to offer you a plan catered to your situation. Say goodbye to unnecessary policies and rates.

2. Proficiency

Rooney provides excellent services and solutions for families and businesses. Whether you are searching for workers’ compensation or for individual auto insurance, Rooney associates can help. This agency also offers employee benefits and surety insurance.

3. Smart Carriers

As an independent agency, Rooney has worked hard to establish relationships with numerous carriers in the area. This allows Rooney associates to bring forth to you lines that are customized and that are at the best prices possible.

Contact Rooney’s office to learn more!

Linen Rental Insurance

Linens for Special Events

Linens for Special Events

If you are in the event planning business, then you understand just how important it is to have high-quality linens to create the proper ambiance. Whether you are helping to plan a wedding dinner, a birthday bash or a formal charity event, it is non-negotiable to have the professional linen service to help you set the tone for whatever you are planning. If the venue you are working with does not provide linens or only has a limited selection, you may find yourself needing to contract another vendor to provide this service. When canvassing your options, it can be helpful to choose contractors who demonstrate signs of having a high level of professionalism, such as having linen rental insurance and other necessary safeguards put in place.

Responsibilities of a Professional Linen Service

If this is your first time working with professional linen services, you will learn quickly how these types of businesses contribute to the success of your event. With the right contractors, you can feel confident that your event will be provided with clean, sanitary and coordinating tablecloths, chair covers, napkins, and decorative accents. A good linen service will ensure that you have everything you need to create interest, depth, sophistication and whatever qualities you are trying to exude for your client at their event. Because professionals have linen rental insurance, it can also be reassuring to know that any unforeseen circumstances will be strongly backed by a policy that can make a solution easier to achieve.

allegiant insurance customer service

Staff That Knows How To Get The Job Done

Insurance plays a larger part in your daily life than you may realize. It works silently in the background and is ready to come into action the moment any emergency strikes. Which is why you should consider working with the excellent staff at Allegiant. This company’s team has all the right qualities of a great insurance agency and more.

Personalized Solutions

Allegiant knows that everyone’s risks and exposures are different. It important for you to have the right amount and type of policies that fit your life or business. Allegiant’s staff asses your circumstances before recommending the right plan which also fits your particular budget. Get yourself a package that protects your individual assets at just the right price.

Committed to Care

Your final insurance plan is only one part of your experience. First, you witness Allegiant Insurance customer service at its finest with staff that is dedicated to making your coverage journey easier. They are a warm and professional team that can guide you throughout the whole process. If you have any question or concern about your policies, don’t hesitate to ask.

Brain Power

One final factor that makes Allegiant great is that its staff is filled with experts in their field. They have the talents and knowledge to help you obtain a wide variety of different plans such as business, homeowners and auto insurance. Contact them today and experience Allegiant Insurance customer service and knowledge for yourself.

marine repairer insurance program

Unique Risks in Boat Repair You May Not Think About

If you have a boat repair service, you likely understand the many aspects and complexities involved in your business. For those reasons alone, it’s easy to see why a general liability policy is likely to struggle to cover all the possible risks that you may face. However, if you are still unconvinced to seek out a marine repairer insurance program with a knowledge and understanding of your situation to fully protect your business, then here are some current liabilities in boat repair that many general liability policies don’t cover.

Bad Weather

Even in rather intense storms, many businesses don’t see much damage done to theirs or someone else’s property. However, boat repairers are on the water, likely with equipment and many boats at the docks in their care. Winds and rain can cause severe changes in the tides and waves, leading to damage. A marine repairer insurance program can have coverage for these situations, while general liability likely cannot.

Fire

While boats may be surrounded by water, fire is the most common case of loss when it comes to the boating industry. Engines, machinery, electronics and more can all cause fire on the dock and within the cabin, leading to much damage in a short amount of time.

Distant Repair

Some services for boats have the option to travel out for repairs. Many property damage policies only cover anything at the address of the office, but marine repairer insurance program can extend the coverage for these distant repairs, as well as the vehicles for travel.