Category ArchiveInsurance Marketing

insurance brokers

Attract the Best Talent With Great Health Insurance

When you take good care of your employees, they take care of your business in turn, so excellent health insurance is a must. Health insurance isn’t just the best possible way to keep your existing staff happy either. A solid benefits package is among the best ways to set yourself apart from the competition and attract the very best new talent.

What’s Right for Your Company?

As discussed on www.isurepro.com, choosing the right healthcare benefits for your company is more complicated than you may think, especially when you consider the way the healthcare industry, in general, has been changing in recent years. You’ve certainly got your options to choose from, each with its own unique benefits. They include but are not limited to:

  • Traditional healthcare plans 
  • Health maintenance organizations (HMOs)
  • Preferred provider organizations (PPOs)

Making Sense of Your Options

Choosing the right group medical insurance brokers to put your company’s healthcare plan together is an essential part of doing things right. Not only can expert brokers help you determine which of your choices makes the most sense for your company, but they can make sure you get the best possible quality plan for your budget at the lowest price points. Ask about your options today, and get on the road to making your company a better place to work.

Program Business

Ways To Stay Current on Insurance Industry Trends and Best Practices

Like many professional sectors, the insurance industry is constantly changing. To keep your agency afloat now as well as set it up for long-term viability, you have to know what is going on in this specialized field. Here are ways to stay current on trends and best practices to give your agency the best chance for success.

Study Blogs and Web Sites

Blogs can often be good sources of current news and information. However, you need to vet what you read. Scrutinize analytics and cross-check material with other sources you find. Web sites with news relating to the insurance industry, including Your Money Your Life (YMYL) sites are great ways to keep your finger on the sector’s pulse.

Use Relevant Databases and Platforms

To stay up-to-date on industry trends, search for insurance articles using a credible platform. You can get more research done quickly and easily when the entire insurance industry is delivered to you. Source: Program Business

Communicate

Although much of today’s world is digitally driven, ultimately nothing is better than personal communication. Networking with colleagues and talking to customers both yield insights and information you just cannot get from digital sources.

Part of success as an insurance agent is knowing what is of-the-moment in your industry. There are multiple ways of doing this. Certainly, take advantage of the digital tools now available, but remember that personal communication is just as valuable. When you know what is on-trend, you set yourself for long-term success.

daniels insurance inc

Staying Safe in the Construction Industry

If you work in the construction industry, you know that you face many risks and dangers on a day-to-day basis. Basic safety precautions are absolutely necessary for this line of work. To keep you and your workers safe on your construction site, follow these guidelines.

Wear the Proper Equipment

Your workers can’t do their jobs effectively if they’re aren’t equipped with Personal Protective Equipment (PPE). Whenever you step onto the construction site, confirm that your workers are wearing the following items:

  • Hard hats
  • Safety goggles
  • Full face shields
  • Gloves
  • Earplugs or earmuffs
  • Respirators

It’s also crucial to take the conditions of your site into account to make sure that your equipment is tailored to them. As seen on www.danielsinsuranceinc.com, the appropriate gear can prevent accidents from occurring and keep your workers protected from various health risks.

Understand the Benefits of Liability Insurance

In addition to recognizing the importance of PPE, it’s vital to consider the benefits of having the right liability insurance. A liability policy can include coverage for customer injury, property damage and slander or libel. Be sure to look into the aspects of your insurance policy to ensure that it caters to the specific needs of your business.

Staying safe in the construction industry is a matter of using the right equipment and having the proper coverage. When you put in the work and preparation that you need to succeed, your business can thrive in many ways.

manufacturer's insurance

3 Areas of Liability in Manufacturing

3 Areas of Liability in Manufacturing

If you operate a manufacturing facility, you probably carry a manufacturer’s insurance policy. However, if you are careful, your policy may have exclusions or gaps that don’t cover some of the biggest areas of liability your company might face. One of these crucial areas is product liability. The group at https://www.dsayles.com cautions that financial costs associated with resolving claims concerning product liabilities are only a part of the challenges for a company. Trying to repair your company’s reputation can be costly, and it can take years to return to good standing in the industry.

The liabilities with a company product can occur at any stage of development, making it crucial for the company to continually demonstrate a commitment to safety. There are three primary areas of product liability facing manufacturing companies.

  1. Design Defects. When the products are in the design phase, a hazard analysis should be conducted to determine the potential areas where an end-user could be harmed or the property itself could be damaged. This should include both anticipated and unanticipated uses.
  2. Manufacturing Defects. If a product has been found to have a defective condition that creates or created a danger to the user, the manufacturer can be held liable. Quality assurance programs can help catch these areas.
  3. Warning and Instruction Defects. Hazards that can’t be avoided by design may be cautioned against through warnings. The adequacy of the warning to protect a consumer can be the cause of a liability concern, with inadequate warning potentially leading to end-user harm.
commercial broker insurance

Insurance for All Types of Businesses

No matter what industry your business is in, you need insurance coverage that protects you, your employees and your business. Commercial broker insurance provides policies designed for your business that offer both standard and specialized coverage options.

Products Made for You

Every business faces risks, but some are industry-specific and require customized insurance policies to mitigate those risks. Working with experienced insurance agents means your commercial insurance policy can be based on your needs and provide coverage that lessens the threats you face. There is a range of standard and specialized policies available for your business to choose from, including the following:

  • Workers compensation
  • Commercial auto
  • Inland marine
  • Builder’s risk
  • Liquor liability
  • Products liability

An insurance agent can develop a policy that takes into account your business, your industry, and your needs, so the end result is a tailored policy that provides ample protection. No matter what your risks are, there is a policy that can protect your business in times of need.

Insurance Solutions for Your Business

Whether your business is in a niche industry or a standard one, commercial broker insurance policies can provide the level of protection you need to operate your business safely and without worry. When you’re covered, you can confidently offer your services and products with peace of mind.

miller hanover insurance

How Leadership Impacts the Insurance Industry

In recent years, the leaders of major corporations including the insurance industry have come under question. Many global institutions are continuing to experience the effects of the 2008 Great Recession on trust. The leaders at Miller Hanover insurance strive to think outside the box when it comes to insurance. New leadership models are on the rise to combat this trend.

Influencer Changes

More people seem to rely on their peers rather than executives for information. Companies may need to adopt a more horizontal approach to leadership rather than the traditional top-down approach. Leaders need to continue to provide a sense of direction with clear, direct reasons that incorporate shared values.

Authentic Leaders

An authenticity is now a powerful tool for leaders in the insurance industry. A company that values relationships that are honest with clear communication may do better than those focusing only on traditional means.

Effective Communication

Rarely has effective communication been as important as it is now in leadership. Employees and consumers want information on nearly every decision made. Moving people toward a common goal needs communication that is direct and clear.

Finding a company like Miller Hanover insurance allows your business insurance needs to be met. Effective leadership says a lot about the company you entrust your money with. Make sure they have the qualities you need to move into the future.

car insurance ct

Types of Car Insurance Coverage

If you’ve purchased a new car, then you already know that auto insurance is a must-have. What you may not know, however, is what types of insurance are available to you. When shopping for car insurance CT drivers trust, here are some of your options.

Liability Coverage

Liability coverage helps pay the costs related to injuries if you are responsible for an accident. Likewise, it can pay for the property damage involved. These are split into two categories:

Bodily injury liability

Property damage liability

In Connecticut and many states, liability coverage is a requirement.

Uninsured Motorist Coverage

What happens if you’re in an accident and the other driver does not have insurance? They may not be able to cover your resulting medical bills! Uninsured motorist coverage helps fill in the gaps.

Collision Coverage

Collision coverage helps pay to repair or replace your car. This coverage is valid for accidents with other vehicles and accidents involving objects. While this is normally an optional coverage, you may not have a choice if you lease a vehicle.

Investing in car insurance CT drivers use is a lot easier when you know the types of coverages available and what these coverages protect. With all of the different policies, it’s crucial to have something customizable to your situation.

rooney associates

Insurance You Can Rely On

Acquiring insurance of any type can be a stressful experience. With complicated contracts and dozens of policies to consider, it is no wonder why many American don’t have the right coverage. Thankfully, Rooney is here to save you from subpar protection and expensive rates. Decades of industry history and talented staff make this independent agency the right choice for both individuals and businesses. Here are a few reasons you should start working with Rooney associates today.

1. Personalized Care

In many agencies, you don’t actually come in contact with an employee until it’s time to make a claim. Not at Rooney. Rooney associates handle each case personally and take the time to assess the needs of each and every client. Agents know your case is different from the rest. This approach allows employees to offer you a plan catered to your situation. Say goodbye to unnecessary policies and rates.

2. Proficiency

Rooney provides excellent services and solutions for families and businesses. Whether you are searching for workers’ compensation or for individual auto insurance, Rooney associates can help. This agency also offers employee benefits and surety insurance.

3. Smart Carriers

As an independent agency, Rooney has worked hard to establish relationships with numerous carriers in the area. This allows Rooney associates to bring forth to you lines that are customized and that are at the best prices possible.

Contact Rooney’s office to learn more!

Linen Rental Insurance

Linens for Special Events

Linens for Special Events

If you are in the event planning business, then you understand just how important it is to have high-quality linens to create the proper ambiance. Whether you are helping to plan a wedding dinner, a birthday bash or a formal charity event, it is non-negotiable to have the professional linen service to help you set the tone for whatever you are planning. If the venue you are working with does not provide linens or only has a limited selection, you may find yourself needing to contract another vendor to provide this service. When canvassing your options, it can be helpful to choose contractors who demonstrate signs of having a high level of professionalism, such as having linen rental insurance and other necessary safeguards put in place.

Responsibilities of a Professional Linen Service

If this is your first time working with professional linen services, you will learn quickly how these types of businesses contribute to the success of your event. With the right contractors, you can feel confident that your event will be provided with clean, sanitary and coordinating tablecloths, chair covers, napkins, and decorative accents. A good linen service will ensure that you have everything you need to create interest, depth, sophistication and whatever qualities you are trying to exude for your client at their event. Because professionals have linen rental insurance, it can also be reassuring to know that any unforeseen circumstances will be strongly backed by a policy that can make a solution easier to achieve.

marine repairer insurance program

Unique Risks in Boat Repair You May Not Think About

If you have a boat repair service, you likely understand the many aspects and complexities involved in your business. For those reasons alone, it’s easy to see why a general liability policy is likely to struggle to cover all the possible risks that you may face. However, if you are still unconvinced to seek out a marine repairer insurance program with a knowledge and understanding of your situation to fully protect your business, then here are some current liabilities in boat repair that many general liability policies don’t cover.

Bad Weather

Even in rather intense storms, many businesses don’t see much damage done to theirs or someone else’s property. However, boat repairers are on the water, likely with equipment and many boats at the docks in their care. Winds and rain can cause severe changes in the tides and waves, leading to damage. A marine repairer insurance program can have coverage for these situations, while general liability likely cannot.

Fire

While boats may be surrounded by water, fire is the most common case of loss when it comes to the boating industry. Engines, machinery, electronics and more can all cause fire on the dock and within the cabin, leading to much damage in a short amount of time.

Distant Repair

Some services for boats have the option to travel out for repairs. Many property damage policies only cover anything at the address of the office, but marine repairer insurance program can extend the coverage for these distant repairs, as well as the vehicles for travel.