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workers compensation insurance broker

How to Find a High-Quality Insurance Broker for Your Workers’ Compensation Needs

How to Find a High-Quality Insurance Broker for Your Workers’ Compensation Needs

When beginning the search for an insurance company to meet your needs, consider the value of a relationship with an insurance broker that will put together a comprehensive plan for your business. One of the most important and potentially expensive areas to consider is Workers’ Compensation. Therefore, look for a Workers’ Compensation insurance broker with a variety of qualifications and experience.

Competency in Workers’ Compensation

It’s a good idea to have a picture of your company in mind before meeting with insurance brokers. Think about the size of your business, the work you perform and the number of staff you employ. Research local insurance brokers to find highly rated and recommended professionals with proven success in Workers’ Compensation cases.

Signs of a Quality Insurance Company

Make a list of what you would like in a relationship with your Workers’ Compensation insurance broker. It could include, but not be limited to:

• High ratings of excellence on a national level

• Flexibility with regard to payments and plans

• Leverage in the insurance market

• Solid management of risks

• Options for self-insurance or captive insurance

An excellent Workers’ Compensation insurance broker should recognize the value of putting together an insurance plan that benefits you and your employees both now and in the future.

Western Truck Insurance

Pros and Cons of Truck Ownership

If you are lucky enough to own a truck, then you are lucky enough. Having a truck sitting in the driveway is as American as apple pie! Patriotic sentiments aside, a truck is a great investment that provides many benefits to its owner. Here are just a few of the pros and cons of truck ownership:

Trucks are Reliable

Pro: As with any product, everybody favors a different brand. It doesn’t matter if you’re a Ford, Chevy or Dodge person; American-made trucks are crafted with quality and precision that manufacturers can be proud of. Being insured with Western Truck Insurance adds another layer of dependability to your truck.

Con: All your neighbors can also see how reliable it is, so they ask to borrow it for an IKEA run from time to time. Since you are insured with Western Truck Insurance, this is only a minor inconvenience.

They Were Built for Heavy Use

Pro: Weekend chores are no problem because you are able to transport big loads. The lawnmower, 5 50-pound fertilizer bags and the dog’s kennel all fit comfortably in the bed of the truck.

Con: “Hey, can you help me move?”

Owning a truck comes with all the perks but only some of the hassle. Take those in their stride as you hit the road with the smell of sweet diesel in your wake.