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car insurance ct

Types of Car Insurance Coverage

If you’ve purchased a new car, then you already know that auto insurance is a must-have. What you may not know, however, is what types of insurance are available to you. When shopping for car insurance CT drivers trust, here are some of your options.

Liability Coverage

Liability coverage helps pay the costs related to injuries if you are responsible for an accident. Likewise, it can pay for the property damage involved. These are split into two categories:

Bodily injury liability

Property damage liability

In Connecticut and many states, liability coverage is a requirement.

Uninsured Motorist Coverage

What happens if you’re in an accident and the other driver does not have insurance? They may not be able to cover your resulting medical bills! Uninsured motorist coverage helps fill in the gaps.

Collision Coverage

Collision coverage helps pay to repair or replace your car. This coverage is valid for accidents with other vehicles and accidents involving objects. While this is normally an optional coverage, you may not have a choice if you lease a vehicle.

Investing in car insurance CT drivers use is a lot easier when you know the types of coverages available and what these coverages protect. With all of the different policies, it’s crucial to have something customizable to your situation.