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homeowners insurance

Is Your Home Protected Against Winter Snow?

Living in a winter wonderland can be a magical experience, but snow can damage your home during and after storms. If you’re curious about how snow damage & homeowners insurance are related, this short guide is for you.

Potential Damages From Snow

Whether snow accumulates on your roof, seeps into your walls or damages your power system, it is generally covered under your homeowner’s insurance policy. Some of the winter damages that are associated with snowstorms that your policy helps with include the following:

  • Fallen tree branches
  • Frozen pipes
  • Leaks from melted snow
  • Strong winds
  • Ice dams

Getting the Most Out of Your Policy

Many people assume that damages resulting from snow or other winter weather occurrences are covered under home insurance. However, if damages could have been prevented, your homeowner’s insurance policy will not cover the damage, according to information provided by Thayer Innes Insurance. For example, performing the following maintenance throughout the year means insurance companies are more likely to provide compensation for damages:

  • Keeping the roof in good condition
  • Trimming trees
  • Shoveling snow
  • Repairing old pipes

Maintaining Your Home Is Key

As the colder months approach, it’s important for you to be aware of any conditions regarding snow damage & homeowners insurance according to your policy guidelines. Following the tips above regarding maintaining your home can help you have even more protection when it comes to snowstorms this winter.

Top Benefits of Bundling Your Corporate Insurance Policies

Running a business comes with a variety of concerns, issues and decisions. Insurance products protect the business’ financial assets in the event of a lawsuit or accident. Choosing which commercial policy in Glen Rock to get doesn’t have to leave you scratching your head. Bundling your various insurance policies together comes with many benefits.

Save Money

Much like bundling your personal homeowner’s insurance and auto policy together can save you money, bundling your business insurance plans can save you money. Every little bit of saving counts when you are running your business.

Risk Assessment

When you only have one insurance agent to contend with, they have a better opportunity to get to know you and your business. They can help you with your risk assessment plans to ensure you have the right coverage options.

Less Hassle

Working with one insurance company gives you one less thing to worry about. If a claim is filed, you only have one person you need to call. You save time and hassle not having to figure out where your policies are because they are together.

While a small business may only need a single commercial policy in Glen Rock, mid-sized businesses need a variety of strategies to cover their exposures adequately. Choosing a package can save you time, money and hassle. One less thing on your mind lets you spend more time doing what you love.