Tag Archive Liability Insurance

Moody Insurance

Tips for Safe Winter Riding

For many motorcyclists, the motorcycle is their primary modes of transportation. That means despite the temperatures falling and ice on the road, they are on their bike. In addition to having worldwide motorcycle insurance, these tips can help riders stay safe this winter.

Following Distance

One way to decrease the risk of an accident is to increase the following distance behind other vehicles. Slippery ice, cracks in the road or fresh salt decrease tire traction. Additional distance gives you more time to stop. The insurance firm Moody Insurance states that auto liability insurance is a requirement in most states.

Slick Conditions

Try to avoid riding when the weather turns nasty. Falling snow can quickly accumulate on the road creating slick road conditions. Those colder tires have less traction on an already slick surface. Besides heading home when the weather turns, consider carrying a kit to turn those tires into studded snow tires for added traction.

Proper Gear

A motorcycle doesn’t have the protection of a vehicle. No heater to warm those cold fingers or keep your core from freezing. Because of that, it is essential you wear proper gear when out. Layers are your friend when the temperatures drop but be sure the underlayer wicks away moisture.

Having a policy with worldwide motorcycle insurance is one way to protect yourself this winter. These other tips can help make riding more comfortable and safe.

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Staying Safe in the Construction Industry

If you work in the construction industry, you know that you face many risks and dangers on a day-to-day basis. Basic safety precautions are absolutely necessary for this line of work. To keep you and your workers safe on your construction site, follow these guidelines.

Wear the Proper Equipment

Your workers can’t do their jobs effectively if they’re aren’t equipped with Personal Protective Equipment (PPE). Whenever you step onto the construction site, confirm that your workers are wearing the following items:

  • Hard hats
  • Safety goggles
  • Full face shields
  • Gloves
  • Earplugs or earmuffs
  • Respirators

It’s also crucial to take the conditions of your site into account to make sure that your equipment is tailored to them. As seen on www.danielsinsuranceinc.com, the appropriate gear can prevent accidents from occurring and keep your workers protected from various health risks.

Understand the Benefits of Liability Insurance

In addition to recognizing the importance of PPE, it’s vital to consider the benefits of having the right liability insurance. A liability policy can include coverage for customer injury, property damage and slander or libel. Be sure to look into the aspects of your insurance policy to ensure that it caters to the specific needs of your business.

Staying safe in the construction industry is a matter of using the right equipment and having the proper coverage. When you put in the work and preparation that you need to succeed, your business can thrive in many ways.