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Moody Insurance

Tips for Safe Winter Riding

For many motorcyclists, the motorcycle is their primary modes of transportation. That means despite the temperatures falling and ice on the road, they are on their bike. In addition to having worldwide motorcycle insurance, these tips can help riders stay safe this winter.

Following Distance

One way to decrease the risk of an accident is to increase the following distance behind other vehicles. Slippery ice, cracks in the road or fresh salt decrease tire traction. Additional distance gives you more time to stop. The insurance firm Moody Insurance states that auto liability insurance is a requirement in most states.

Slick Conditions

Try to avoid riding when the weather turns nasty. Falling snow can quickly accumulate on the road creating slick road conditions. Those colder tires have less traction on an already slick surface. Besides heading home when the weather turns, consider carrying a kit to turn those tires into studded snow tires for added traction.

Proper Gear

A motorcycle doesn’t have the protection of a vehicle. No heater to warm those cold fingers or keep your core from freezing. Because of that, it is essential you wear proper gear when out. Layers are your friend when the temperatures drop but be sure the underlayer wicks away moisture.

Having a policy with worldwide motorcycle insurance is one way to protect yourself this winter. These other tips can help make riding more comfortable and safe.

The industry leaders at moody insurance

Top Tips for Lowering the Risk of Employee Theft in Homes

Many people prefer to hire a maid or cleaning company to clean their house rather than spend the time doing it after a hard day working. Unfortunately, this also leaves the homeowner open for the possibility of theft. In addition to having bonds for cleaning companies, these tips can help lower the risk of theft.

Educate Customers

One way to deter theft is to educate customers. Have customers put their valuables away and out of sight of the maid to avoid the temptation. Valuables like cash and jewelry left on bathroom counters, dressers and nightstands are common targets for theft. Getting the customer to work with your business can decrease theft risk.

Provide Information

When a new client interviews your company, don’t simply say you are bonded, licensed and insured. Provide that information upfront. This can help put their minds at ease and increase their trust. The industry leaders at moody insurance understand employee theft is a potential problem for cleaning companies.

Training Practices

When hiring and training new staff, make sure you include information about theft. Have a policy in place for handling theft should it happen rather than coming up with something once an accusation is lodged.
Bonds for cleaning companies can bring peace of mind to your clients and protect your business against employee theft. Consider bonds as part of the costs of doing business.