Understanding Adult Entertainment Insurance

Entertainment Insurance

Understanding Adult Entertainment Insurance

There is a certain amount of risk involved with running any kind of business but this is especially true when it comes to anything related to adult entertainment businesses.  Adult entertainment establishments and nightclubs involve a lot of factors that can easily lead to the perfect storm for something to go wrong.  This is why it is important to have adult entertainment insurance to cover your business in case an incident occurs.

What is Covered By Adult Entertainment Insurance?

Adult entertainment insurance can provide coverage for a variety of different things.  You can obtain the usual types of coverage that any business should have such as general liability insurance, property insurance, workers’ compensation, and employee benefits liability insurance.  However, when it comes to adult entertainment, the typical business insurance coverages will not suffice.  There are a couple key types of insurance that you need to have to make sure your business is protected.

Liquor Liability Insurance

This type of insurance is a must if your establishment serves alcohol.  When alcohol gets involved, people’s inhibitions are lowered and they are far more likely to make a risky choice such as driving under the influence or getting into a fight with another patron.

Assault & Battery Insurance

Assault & battery insurance is a must for any adult entertainment-related business.  Infractions can easily occur between patrons and between workers and patrons.

Running a business in the adult entertainment industry is not easy.  Having good insurance coverage can make a huge difference.

qk2lx